200 Mortgage Credit Report
200 Mortgage Credit Report
Function Group ME
This Draft Standard for Trial Use contains the format and establishes the data contents of the Mortgage Credit Report Transaction Set (200) for use within the context of an Electronic Data Interchange (EDI) environment. This transaction set can be used to transmit the data that comprises a mortgage credit report. It is the electronic response to the Mortgage Credit Report Order Transaction Set (833).
Position
Segment
Name
Max Use
010
Transaction Set HeaderMandatory
Max 1
To indicate the start of a transaction set and to assign a control number
020
Beginning SegmentMandatory
Max 1
To indicate the beginning of a transaction set
030
Credit Report Order DetailsMandatory
Max 1
To provide attributes of the credit report
035
Request ValidationOptional
Max 5
To specify the validity of the request and indicate follow-up action authorized
040
Date or Time or PeriodOptional
Max 5
To specify any or all of a date, a time, or a time period
050
Reference IdentificationOptional
Max 10
To specify identifying information
060
Monetary AmountOptional
Max 3
To indicate the total monetary amount
070
Property or Entity IdentificationOptional
Max 1
To define the attributes of a property or an entity
080
Location ID ComponentOptional
Max 10
To define types and values of a geographic location
N1Loop
Mandatory
Repeat 20
090
NameMandatory
Max 1
To identify a party by type of organization, name, and code
100
Additional Name InformationOptional
Max 2
To specify additional names or those longer than 35 characters in length
110
Address InformationOptional
Max 2
To specify the location of the named party
120
Geographic LocationOptional
Max 1
To specify the geographic place of the named party
130
Reference IdentificationOptional
Max 3
To specify identifying information
140
Administrative Communications ContactOptional
Max 5
To identify a person or office to whom administrative communications should be directed
Position
Segment
Name
Max Use
LXLoop
Mandatory
Repeat 2
010
Assigned NumberMandatory
Max 1
To reference a line number in a transaction set
020
Reference IdentificationOptional
Max 1
To specify identifying information
IN1Loop
Mandatory
Repeat 15
030
Individual IdentificationMandatory
Max 1
To provide identification of an individual or entity
040
Individual Name Structure ComponentsOptional
Max 10
To sequence individual name components for maximum specificity
050
Demographic InformationOptional
Max 1
To supply demographic information
060
Quantity and DescriptionOptional
Max 1
To indicate line item quantity, description, marks and numbers, commodity code, weight, and customs value
070
Administrative Communications ContactOptional
Max 3
To identify a person or office to whom administrative communications should be directed
080
QuantityOptional
Max 15
To specify quantity information
090
Yes/No QuestionOptional
Max 1
To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition
100
Note/Special InstructionOptional
Max 20
To transmit information in a free-form format, if necessary, for comment or special instruction
NX1Loop
Mandatory
Repeat 10
110
Property or Entity IdentificationMandatory
Max 1
To define the attributes of a property or an entity
120
Location ID ComponentOptional
Max 10
To define types and values of a geographic location
130
Date or Time or PeriodOptional
Max 1
To specify any or all of a date, a time, or a time period
140
Quantity and DescriptionOptional
Max 1
To indicate line item quantity, description, marks and numbers, commodity code, weight, and customs value
150
Applicant Residence SpecificsOptional
Max 1
To provide type of residency
160
Yes/No QuestionOptional
Max 1
To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition
170
Note/Special InstructionOptional
Max 20
To transmit information in a free-form format, if necessary, for comment or special instruction
N1Loop
Optional
Repeat 20
180
NameMandatory
Max 1
To identify a party by type of organization, name, and code
190
Additional Name InformationOptional
Max 2
To specify additional names or those longer than 35 characters in length
200
Address InformationOptional
Max 2
To specify the location of the named party
210
Geographic LocationOptional
Max 1
To specify the geographic place of the named party
220
Reference IdentificationOptional
Max 1
To specify identifying information
230
Administrative Communications ContactOptional
Max 4
To identify a person or office to whom administrative communications should be directed
240
Date or Time or PeriodOptional
Max 1
To specify any or all of a date, a time, or a time period
250
Yes/No QuestionOptional
Max 1
To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition
260
Note/Special InstructionOptional
Max 20
To transmit information in a free-form format, if necessary, for comment or special instruction
SOILoop
Optional
Repeat 5
270
Source of IncomeMandatory
Max 1
To define the source and related information about the income being reported
280
Employment PositionOptional
Max 1
To describe employment position
290
Date or Time or PeriodOptional
Max 1
To specify any or all of a date, a time, or a time period
295
Quantity and DescriptionOptional
Max 1
To indicate line item quantity, description, marks and numbers, commodity code, weight, and customs value
300
Yes/No QuestionOptional
Max 1
To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition
AINLoop
Optional
Repeat 7
310
IncomeMandatory
Max 1
To provide type and amount of income obtained
320
Yes/No QuestionOptional
Max 1
To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition
TLNLoop
Optional
Repeat 1000
330
TradelineMandatory
Max 1
To report specific details on a tradeline or credit-related item
340
NameMandatory
Max 1
To identify a party by type of organization, name, and code
350
Additional Name InformationOptional
Max 2
To specify additional names or those longer than 35 characters in length
360
Address InformationOptional
Max 2
To specify the location of the named party
370
Geographic LocationOptional
Max 1
To specify the geographic place of the named party
380
Reference IdentificationOptional
Max 1
To specify identifying information
390
Administrative Communications ContactOptional
Max 4
To identify a person or office to whom administrative communications should be directed
400
Date or Time or PeriodOptional
Max 7
To specify any or all of a date, a time, or a time period
410
Trade Line Bureau IdentifierOptional
Max 5
To identify the credit repository and the associated credit files or hit levels for a particular item
420
Payment Pattern DetailsOptional
Max 15
To identify the payment pattern of specific, credit-related items
430
Note/Special InstructionOptional
Max 20
To transmit information in a free-form format, if necessary, for comment or special instruction
AMTLoop
Optional
Repeat 6
440
Monetary AmountMandatory
Max 1
To indicate the total monetary amount
450
Note/Special InstructionOptional
Max 20
To transmit information in a free-form format, if necessary, for comment or special instruction
ROLoop
Optional
Repeat 500
460
Public Record or ObligationMandatory
Max 1
To provide details of public records or obligations
470
Case DescriptionOptional
Max 1
To identify and describe a specific court case
480
Trade Line Bureau IdentifierOptional
Max 5
To identify the credit repository and the associated credit files or hit levels for a particular item
490
Date or Time or PeriodOptional
Max 5
To specify any or all of a date, a time, or a time period
500
Note/Special InstructionOptional
Max 20
To transmit information in a free-form format, if necessary, for comment or special instruction
AMTLoop
Optional
Repeat 6
510
Monetary AmountMandatory
Max 1
To indicate the total monetary amount
520
Note/Special InstructionOptional
Max 20
To transmit information in a free-form format, if necessary, for comment or special instruction
N1Loop
Mandatory
Repeat 5
530
NameMandatory
Max 1
To identify a party by type of organization, name, and code
540
Additional Name InformationOptional
Max 2
To specify additional names or those longer than 35 characters in length
550
Address InformationOptional
Max 2
To specify the location of the named party
560
Geographic LocationOptional
Max 1
To specify the geographic place of the named party
CCILoop
Optional
Repeat 5
570
Credit Counseling InformationMandatory
Max 1
To define the applicant's participation in credit counseling
580
Date or Time or PeriodOptional
Max 3
To specify any or all of a date, a time, or a time period
590
Message TextOptional
Max 4
To provide a free-form format that allows the transmission of text information
INQLoop
Optional
Repeat 100
600
Credit Inquiry DetailsMandatory
Max 1
To identify results of credit inquiry
610
Trade Line Bureau IdentifierOptional
Max 5
To identify the credit repository and the associated credit files or hit levels for a particular item
620
NameOptional
Max 1
To identify a party by type of organization, name, and code
630
Additional Name InformationOptional
Max 2
To specify additional names or those longer than 35 characters in length
640
Address InformationOptional
Max 2
To specify the location of the named party
650
Geographic LocationOptional
Max 1
To specify the geographic place of the named party
660
Administrative Communications ContactOptional
Max 2
To identify a person or office to whom administrative communications should be directed
670
Date or Time or PeriodOptional
Max 1
To specify any or all of a date, a time, or a time period
680
Yes/No QuestionOptional
Max 1
To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition
690
Note/Special InstructionOptional
Max 20
To transmit information in a free-form format, if necessary, for comment or special instruction
VARLoop
Optional
Repeat 25
700
Credit File VariationMandatory
Max 1
To identify variations discovered in credit items or tradelines
710
Note/Special InstructionOptional
Max 50
To transmit information in a free-form format, if necessary, for comment or special instruction
720
Individual IdentificationOptional
Max 1
To provide identification of an individual or entity
730
Individual Name Structure ComponentsOptional
Max 10
To sequence individual name components for maximum specificity
740
Demographic InformationOptional
Max 1
To supply demographic information
750
Quantity and DescriptionOptional
Max 1
To indicate line item quantity, description, marks and numbers, commodity code, weight, and customs value
NX1Loop
Optional
Repeat 10
760
Property or Entity IdentificationMandatory
Max 1
To define the attributes of a property or an entity
770
Location ID ComponentOptional
Max 10
To define types and values of a geographic location
N1Loop
Optional
Repeat >1
780
NameMandatory
Max 1
To identify a party by type of organization, name, and code
790
Additional Name InformationOptional
Max 2
To specify additional names or those longer than 35 characters in length
800
Address InformationOptional
Max 2
To specify the location of the named party
810
Geographic LocationOptional
Max 1
To specify the geographic place of the named party
820
Reference IdentificationOptional
Max 1
To specify identifying information
830
Administrative Communications ContactOptional
Max 2
To identify a person or office to whom administrative communications should be directed
840
Employment PositionOptional
Max 1
To describe employment position
850
Date or Time or PeriodOptional
Max 2
To specify any or all of a date, a time, or a time period
SCMLoop
Optional
Repeat 3
860
Credit Score ModelMandatory
Max 1
To define the credit score model used and the related score
870
Credit ScoreOptional
Max 5
To identify evaluation factors used in determining an applicant's credit score
880
Loop HeaderOptional
Max 1
To indicate that the next segment begins a loop
NTELoop
Optional
Repeat 20
890
Note/Special InstructionMandatory
Max 1
To transmit information in a free-form format, if necessary, for comment or special instruction
900
Trade Line Bureau IdentifierOptional
Max 5
To identify the credit repository and the associated credit files or hit levels for a particular item
910
Message TextOptional
Max >1
To provide a free-form format that allows the transmission of text information
920
Loop TrailerOptional
Max 1
To indicate that the loop immediately preceding this segment is complete
922
Loop HeaderOptional
Max 1
To indicate that the next segment begins a loop
REFLoop
Optional
Repeat >1
923
Reference IdentificationMandatory
Max 1
To specify identifying information
924
Survey Question ResponseMandatory
Max >1
To provide information in response to ad hoc survey questions
925
Note/Special InstructionOptional
Max 1
To transmit information in a free-form format, if necessary, for comment or special instruction
926
Loop TrailerOptional
Max 1
To indicate that the loop immediately preceding this segment is complete
930
Transaction Set TrailerMandatory
Max 1
To indicate the end of the transaction set and provide the count of the transmitted segments (including the beginning (ST) and ending (SE) segments)