200 Mortgage Credit Report
200 Mortgage Credit Report
Function Group ME
This X12 Transaction Set contains the format and establishes the data contents of the Mortgage Credit Report Transaction Set (200) for use within the context of an Electronic Data Interchange (EDI) environment. This transaction set can be used to transmit the data that comprises a mortgage credit report. It is the electronic response to the Mortgage Credit Report Order Transaction Set (833).
Position
Segment
Name
Max Use
0100
Transaction Set HeaderMandatory
Max 1
To indicate the start of a transaction set and to assign a control number
0200
Beginning SegmentMandatory
Max 1
To indicate the beginning of a transaction set
0300
Credit Report Order DetailsMandatory
Max 1
To provide attributes of the credit report
0350
Request ValidationOptional
Max 5
To specify the validity of the request and indicate follow-up action authorized
0400
Date or Time or PeriodOptional
Max 5
To specify any or all of a date, a time, or a time period
0500
Reference InformationOptional
Max >1
To specify identifying information
0600
Monetary Amount InformationOptional
Max 3
To indicate the total monetary amount
0700
Property or Entity IdentificationOptional
Max 1
To define the attributes of a property or an entity
0800
Location ID ComponentOptional
Max 10
To define types and values of a geographic location
N1Loop
Mandatory
Repeat 20
0900
Party IdentificationMandatory
Max 1
To identify a party by type of organization, name, and code
1000
Additional Name InformationOptional
Max 2
To specify additional names
1100
Party LocationOptional
Max 2
To specify the location of the named party
1200
Geographic LocationOptional
Max 1
To specify the geographic place of the named party
1300
Reference InformationOptional
Max 3
To specify identifying information
1400
Administrative Communications ContactOptional
Max 5
To identify a person or office to whom administrative communications should be directed
Position
Segment
Name
Max Use
LXLoop
Mandatory
Repeat 2
0100
Transaction Set Line NumberMandatory
Max 1
To reference a line number in a transaction set
0200
Reference InformationOptional
Max 1
To specify identifying information
IN1Loop
Mandatory
Repeat 15
0300
Individual IdentificationMandatory
Max 1
To provide identification of an individual or entity
0400
Individual Name Structure ComponentsOptional
Max 10
To sequence individual name components for maximum specificity
0500
Demographic InformationOptional
Max 1
To supply demographic information
0600
Quantity and DescriptionOptional
Max 1
To indicate line item quantity, description, marks and numbers, commodity code, weight, and customs value
0700
Administrative Communications ContactOptional
Max 3
To identify a person or office to whom administrative communications should be directed
0800
Quantity InformationOptional
Max 15
To specify quantity information
0900
Yes/No QuestionOptional
Max 1
To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition
1000
Note/Special InstructionOptional
Max 20
To transmit information in a free-form format, if necessary, for comment or special instruction
NX1Loop
Mandatory
Repeat 10
1100
Property or Entity IdentificationMandatory
Max 1
To define the attributes of a property or an entity
1200
Location ID ComponentOptional
Max 10
To define types and values of a geographic location
1300
Date or Time or PeriodOptional
Max 1
To specify any or all of a date, a time, or a time period
1400
Quantity and DescriptionOptional
Max 1
To indicate line item quantity, description, marks and numbers, commodity code, weight, and customs value
1500
Applicant Residence SpecificsOptional
Max 1
To provide type of residency
1600
Yes/No QuestionOptional
Max 1
To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition
1700
Note/Special InstructionOptional
Max 20
To transmit information in a free-form format, if necessary, for comment or special instruction
N1Loop
Optional
Repeat 20
1800
Party IdentificationMandatory
Max 1
To identify a party by type of organization, name, and code
1900
Additional Name InformationOptional
Max 2
To specify additional names
2000
Party LocationOptional
Max 2
To specify the location of the named party
2100
Geographic LocationOptional
Max 1
To specify the geographic place of the named party
2200
Reference InformationOptional
Max 1
To specify identifying information
2300
Administrative Communications ContactOptional
Max 4
To identify a person or office to whom administrative communications should be directed
2400
Date or Time or PeriodOptional
Max 1
To specify any or all of a date, a time, or a time period
2500
Yes/No QuestionOptional
Max 1
To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition
2600
Note/Special InstructionOptional
Max 20
To transmit information in a free-form format, if necessary, for comment or special instruction
SOILoop
Optional
Repeat 5
2700
Source of IncomeMandatory
Max 1
To define the source and related information about the income being reported
2800
Employment PositionOptional
Max 1
To describe employment position
2900
Date or Time or PeriodOptional
Max 1
To specify any or all of a date, a time, or a time period
2950
Quantity and DescriptionOptional
Max 1
To indicate line item quantity, description, marks and numbers, commodity code, weight, and customs value
3000
Yes/No QuestionOptional
Max 1
To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition
AINLoop
Optional
Repeat 7
3100
IncomeMandatory
Max 1
To provide type and amount of income obtained
3200
Yes/No QuestionOptional
Max 1
To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition
TLNLoop
Optional
Repeat 1000
3300
TradelineMandatory
Max 1
To report specific details on a tradeline or credit-related item
3400
Party IdentificationMandatory
Max 1
To identify a party by type of organization, name, and code
3500
Additional Name InformationOptional
Max 2
To specify additional names
3600
Party LocationOptional
Max 2
To specify the location of the named party
3700
Geographic LocationOptional
Max 1
To specify the geographic place of the named party
3800
Reference InformationOptional
Max 1
To specify identifying information
3900
Administrative Communications ContactOptional
Max 4
To identify a person or office to whom administrative communications should be directed
4000
Date or Time or PeriodOptional
Max 7
To specify any or all of a date, a time, or a time period
4100
Trade Line Bureau IdentifierOptional
Max 5
To identify the credit repository and the associated credit files or hit levels for a particular item
4200
Payment Pattern DetailsOptional
Max 15
To identify the payment pattern of specific, credit-related items
4300
Note/Special InstructionOptional
Max 20
To transmit information in a free-form format, if necessary, for comment or special instruction
4350
Yes/No QuestionOptional
Max 10
To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition
AMTLoop
Optional
Repeat 6
4400
Monetary Amount InformationMandatory
Max 1
To indicate the total monetary amount
4500
Note/Special InstructionOptional
Max 20
To transmit information in a free-form format, if necessary, for comment or special instruction
ROLoop
Optional
Repeat 500
4600
Public Record or ObligationMandatory
Max 1
To provide details of public records or obligations
4700
Case DescriptionOptional
Max 1
To identify and describe a specific court case
4800
Trade Line Bureau IdentifierOptional
Max 5
To identify the credit repository and the associated credit files or hit levels for a particular item
4900
Date or Time or PeriodOptional
Max 10
To specify any or all of a date, a time, or a time period
5000
Note/Special InstructionOptional
Max 20
To transmit information in a free-form format, if necessary, for comment or special instruction
5050
Yes/No QuestionOptional
Max 10
To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition
AMTLoop
Optional
Repeat 6
5100
Monetary Amount InformationMandatory
Max 1
To indicate the total monetary amount
5200
Note/Special InstructionOptional
Max 20
To transmit information in a free-form format, if necessary, for comment or special instruction
N1Loop
Mandatory
Repeat 5
5300
Party IdentificationMandatory
Max 1
To identify a party by type of organization, name, and code
5400
Additional Name InformationOptional
Max 2
To specify additional names
5500
Party LocationOptional
Max 2
To specify the location of the named party
5600
Geographic LocationOptional
Max 1
To specify the geographic place of the named party
CCILoop
Optional
Repeat 5
5700
Credit Counseling InformationMandatory
Max 1
To define the applicant's participation in credit counseling
5800
Date or Time or PeriodOptional
Max 3
To specify any or all of a date, a time, or a time period
5900
Message TextOptional
Max 4
To provide a free-form format that allows the transmission of text information
INQLoop
Optional
Repeat 100
6000
Credit Inquiry DetailsMandatory
Max 1
To identify results of credit inquiry
6100
Trade Line Bureau IdentifierOptional
Max 5
To identify the credit repository and the associated credit files or hit levels for a particular item
6200
Party IdentificationOptional
Max 1
To identify a party by type of organization, name, and code
6300
Additional Name InformationOptional
Max 2
To specify additional names
6400
Party LocationOptional
Max 2
To specify the location of the named party
6500
Geographic LocationOptional
Max 1
To specify the geographic place of the named party
6600
Administrative Communications ContactOptional
Max 2
To identify a person or office to whom administrative communications should be directed
6700
Date or Time or PeriodOptional
Max 1
To specify any or all of a date, a time, or a time period
6800
Yes/No QuestionOptional
Max 10
To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition
6900
Note/Special InstructionOptional
Max 20
To transmit information in a free-form format, if necessary, for comment or special instruction
VARLoop
Optional
Repeat 25
7000
Credit File VariationMandatory
Max 1
To identify variations discovered in credit items or tradelines
7100
Note/Special InstructionOptional
Max 50
To transmit information in a free-form format, if necessary, for comment or special instruction
7200
Individual IdentificationOptional
Max 1
To provide identification of an individual or entity
7300
Individual Name Structure ComponentsOptional
Max 10
To sequence individual name components for maximum specificity
7400
Demographic InformationOptional
Max 1
To supply demographic information
7500
Quantity and DescriptionOptional
Max 1
To indicate line item quantity, description, marks and numbers, commodity code, weight, and customs value
NX1Loop
Optional
Repeat 10
7600
Property or Entity IdentificationMandatory
Max 1
To define the attributes of a property or an entity
7700
Location ID ComponentOptional
Max 10
To define types and values of a geographic location
N1Loop
Optional
Repeat >1
7800
Party IdentificationMandatory
Max 1
To identify a party by type of organization, name, and code
7900
Additional Name InformationOptional
Max 2
To specify additional names
8000
Party LocationOptional
Max 2
To specify the location of the named party
8100
Geographic LocationOptional
Max 1
To specify the geographic place of the named party
8200
Reference InformationOptional
Max 1
To specify identifying information
8300
Administrative Communications ContactOptional
Max 2
To identify a person or office to whom administrative communications should be directed
8400
Employment PositionOptional
Max 1
To describe employment position
8500
Date or Time or PeriodOptional
Max 2
To specify any or all of a date, a time, or a time period
SCMLoop
Optional
Repeat >1
8600
Credit Score ModelMandatory
Max 1
To define the credit score model used and the related score
8700
Credit ScoreOptional
Max 5
To identify evaluation factors used in determining an applicant's credit score
8800
Loop HeaderOptional
Max 1
To indicate that the next segment begins a loop
NTELoop
Optional
Repeat 20
8900
Note/Special InstructionMandatory
Max 1
To transmit information in a free-form format, if necessary, for comment or special instruction
9000
Trade Line Bureau IdentifierOptional
Max 5
To identify the credit repository and the associated credit files or hit levels for a particular item
9100
Message TextOptional
Max >1
To provide a free-form format that allows the transmission of text information
9200
Loop TrailerOptional
Max 1
To indicate that the loop immediately preceding this segment is complete
9220
Loop HeaderOptional
Max 1
To indicate that the next segment begins a loop
REFLoop
Optional
Repeat >1
9230
Reference InformationMandatory
Max 1
To specify identifying information
9240
Survey Question ResponseMandatory
Max >1
To provide information in response to ad hoc survey questions
9250
Note/Special InstructionOptional
Max 1
To transmit information in a free-form format, if necessary, for comment or special instruction
9260
Loop TrailerOptional
Max 1
To indicate that the loop immediately preceding this segment is complete
9300
Transaction Set TrailerMandatory
Max 1
To indicate the end of the transaction set and provide the count of the transmitted segments (including the beginning (ST) and ending (SE) segments)